If you got to a US News and World Report top 25 undergraduate school, you will face a new penalty if after 5 years:
1. You are a ski bum/instructor/patrol person
2. You do not work as you married someone from that school (the MRS degree)
The penalty is that you must pay one year's worth of tuition at the price 5 years out. This money will be collected into a pool for all other from your class, and 50% distributed to the incoming freshman who qualify for financial aid and 50% distributed to whomever wrote the checks to send you there.